Competitive Home Lending offers a variety of loan programs to meet your needs. We partner with the leading lenders in the industry to provide: Conventional Financing FHA Financing VA Financing Purchase and Refinance Lender Credits to reduce closing costs
 
Lender Credits
Conventional Financing
FHA Financing
VA Financing

Rates last updated on Friday, April 15, 2016

Lender Credits
A lender credit can help you reduce your closing cost on a purchase or refinance. It can help cover the cost of title and reduce your overall cost to close. Each loan scenario is individually structured. Call, email, or inquire online for loan proposals.

Conventional Financing
Up to 97% LTV for First Time Homebuyers. 95% LTV for Purchase and Refinance.

Term: 30 years   Maximum Amount: $417,000

FHA Financing
Flexible credit guidelines. Non-traditional trade lines for credit qualification.

Term: 30 years  

VA Financing
Max 100% LTV. Interest Rate Reduction Refinance Loans.

Term: 30 years  



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.